Table of Contents
Acceptance of Terms
By accessing and using Loan Advance ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
Important Notice
By using our service, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree with any part of these terms, you must not use our service.
Service Description
Loan Advance is a loan connection service that connects borrowers with potential lenders. We are not a lender and do not make credit decisions. We do not guarantee loan approval or specific loan terms.
What We Do
- Connect borrowers with potential lenders in our network
- Facilitate the loan application process
- Provide educational resources about loans and financial products
What We Don't Do
- Make lending decisions or approve loans
- Guarantee loan approval or specific terms
- Provide financial advice or recommendations
Eligibility
To use our service, you must meet the following requirements:
Age Requirements
- • Be at least 18 years old
- • Have legal capacity to enter into contracts
Residency Requirements
- • Be a legal resident of the United States
- • Have a valid Social Security Number
Contact Information
- • Have a valid email address
- • Provide a working phone number
Information Accuracy
- • Provide accurate and complete information
- • Update information when it changes
User Responsibilities
By using our service, you agree to the following responsibilities:
Accurate Information
Provide accurate, current, and complete information in all forms and communications.
Security
Maintain the security of your account information and notify us of any unauthorized use.
Lawful Use
Use the service only for lawful purposes and in accordance with all applicable laws and regulations.
Privacy and Data Protection
We collect and use your information as described in our Privacy Policy. By using our service, you consent to the collection and use of your information in accordance with our Privacy Policy.
Data Collection
- • Personal identification information
- • Financial information for loan matching
- • Contact information for communication
- • Usage data to improve our service
Data Protection
- • 256-bit SSL encryption
- • Secure data transmission
- • Regular security audits
- • Limited data retention
Limitation of Liability
Loan Advance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.
Important Disclaimer
We are a loan connection service, not a lender. We do not guarantee loan approval, specific terms, or funding. All lending decisions are made by our partner lenders.
Indemnification
You agree to defend, indemnify, and hold harmless Loan Advance and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees).
Modifications
We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new terms on this page. Your continued use of the service after such modifications constitutes acceptance of the updated terms.
Termination
We may terminate or suspend your access to our service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the terms.
Governing Law
These terms shall be interpreted and governed by the laws of the United States, without regard to its conflict of law provisions.
Contact Information
If you have any questions about these Terms of Service, please contact us:
legal@loan-advance.com
Phone
1-800-FASTLOAN
Address
Loan Advance
123 Business Ave, Suite 100
New York, NY 10001