Our Simple 5-Step Process
From application to funding, we've streamlined the entire loan process to get you the money you need quickly and safely.
Complete Your Application
Fill out our secure online form with your personal and financial information. The process takes about 5 minutes and includes:
Bank-Level Security
All information is encrypted and transmitted securely using 256-bit SSL encryption to protect your data.
We Match You with Lenders
Our intelligent system analyzes your application and connects you with lenders in our network who may be able to help. This process includes:
No Impact on Credit Score
Our soft credit check won't affect your credit score. Only when you accept a loan offer will a hard inquiry be made.
Review Your Options
You'll receive loan offers from our partner lenders. Each offer will include:
Compare Carefully
Take time to review all offers. Consider the APR, monthly payment, and total cost before making your decision.
Choose Your Lender
Select the loan offer that best fits your needs. Once you choose:
No Obligation
You're not obligated to accept any loan offer. You can decline and explore other options.
Receive Your Funds
Once approved by the lender, your funds will be deposited directly into your bank account. This typically happens:
Fast Funding
Many lenders can deposit funds as soon as the next business day after approval.
Frequently Asked Questions
Get answers to common questions about our loan matching service and process.
How long does the application process take?
The initial application takes about 5 minutes to complete. The matching process typically takes a few minutes to a few hours, depending on the time of day and lender availability.
Will this affect my credit score?
Our initial check is a soft inquiry that won't affect your credit score. Only when you accept a loan offer will the lender perform a hard credit inquiry.
What if I don't get approved?
If you don't receive any loan offers, you can try again later or explore other financial options. We'll provide resources to help you improve your chances of approval.
Are there any fees for using your service?
No, our service is completely free to use. We don't charge any fees for connecting you with lenders. Any fees will be clearly disclosed by the lender before you accept their offer.
Ready to Get Started?
It only takes a few minutes to complete your application and see what loan options are available to you.