Get Connected to Short Term Loan Lenders Today
Finding reliable short term loans online doesn’t have to be stressful.
We connect you with trusted lenders who offer quick approvals, flexible repayment terms, and clear fees,even if your credit isn’t perfect.
We understand you need a fast, trustworthy lending partner and that’s exactly what we deliver. Our short term loan platform connects you lenders.
Representative Example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR for qualified customers***.
Loan term lengths from 3 to 36 months for qualified consumers
Why Short Term Loans Can Help
Life can be unpredictable. When an unexpected bill arrives or you run short before payday, short term loans can give you the quick support you need.
Unlike traditional banks, the process is faster, simpler, and designed to help people without long delays or complicated forms.
How Loan Advance Supports You
At Loan Advance, we guide you step by step. Our platform links you with lenders who provide short term loans that are fast, fair, and transparent.
You’ll benefit because:
-
You can apply online in minutes.
-
You avoid long paperwork.
-
You see clear fees with no hidden surprises.
-
If approved, funds may be available the same day*.
As a result, you save time, reduce stress, and access money when you need it most.
Trusted Short Term Loan Lenders in Our Network
We partner with a wide range of trusted lenders. This gives you more choice, flexible repayment plans, and a greater chance of approval. Instead of feeling limited, you remain in control of the loan you accept.
What Happens After You Apply
Once you complete your application, the process moves quickly. First, your details are sent securely to lenders in our network.
Next, you’ll receive a lending decision in just minutes. If you are approved, the lender will clearly explain the repayment terms before you commit.
Because everything happens online, the process is faster and less stressful than visiting a bank.
Most importantly, you decide whether to accept the offer, the choice is always yours.
Apply for Short Term Loans Online Today
Financial stress doesn’t have to last. Apply online today and see how quickly a short term loan could provide the relief you need.
👉 Learn more about safe borrowing practices from the Consumer Financial Protection Bureau (CFPB).
👉 You can also visit USA.gov for tips on managing credit and loans responsibly.
How it works
Apply Online
Complete a quick and simple application form. No lengthy paperwork – just basic personal and financial info to get started.
Check Your Loan Offer
We instantly compare loan options from trusted US lenders tailored to your needs. Transparent rates and no hidden fee’s.
Get Your Funds
Once approved, receive your money straight into your bank account – often within hours. Fast, secure, and stress-free.
Frequently Asked Questions
What is Loan Advance online loan search?
Loan Advance is an online platform that allows you to search and compare loan offers from over 60 trusted US lenders. It’s designed to help you find the right loan quickly and easily.
How does the loan search process work?
It’s simple. Fill out one quick online form, and we instantly match you with offers from multiple lenders. You’ll see your options and can choose the one that best suits your needs.
How long does it take to get a decision?
Most users receive a loan decision in just a few minutes. The process is designed for speed and convenience.
Will this affect my credit score?
No. The initial search is a soft check, which doesn’t impact your credit score. Only if you proceed with a lender will a full credit check occur.
What kind of loans can I apply for?
We help you compare short-term loans, payday loans, and options for borrowers with bad credit. Loan amounts typically range from $100 to $2,500+.
Who are the lenders?
We work with a network of over 60 regulated and reputable US lenders, including specialists in bad credit and payday loans.
When will I receive the funds?
If approved, funds are often transferred on the same day, sometimes within hours, depending on the lender and your bank.
Annual Percentage Rate (APR) Disclosure & Range
The annual percentage rate (APR) is the yearly cost of borrowing. It includes both the interest charged and any fees, expressed as a percentage. This number helps borrowers compare loans and credit products.
Loan Advance is not a lender, so we cannot guarantee any specific APR. In general, APRs may range from 5.99% up to 35.99%. Loan terms usually run from a minimum of 61 days to a maximum of 72 months. Your lender will provide the exact terms in the loan agreement. Always read that agreement carefully before making a decision.
Representative Examples of APR, Loan Costs & Fees
Loan Advance does not set rates or fees. Each lender provides the full details of costs in the loan offer. We do not charge you for using our service, and you are never required to accept any offer.
| Amount | Period | APR | Monthly | Total Paid |
|---|---|---|---|---|
| $1,000 | 12 mo | 29.82% | $94.56 | $1,134.72 |
| $2,000 | 12 mo | 24% | $189.12 | $2,269.44 |
| $4,000 | 24 mo | 12% | $188.29 | $4,518.96 |
Financial Implications (Interest & Charges)
Your lender will disclose the interest and any fees connected to the loan. Review the terms closely and only accept the loan if you agree to all conditions.
Late or Non-Payment
By accepting a loan, you agree to repay it on time and with interest. Missing payments or paying late may result in extra fees. Loan Advance cannot predict these charges since they depend on your lender’s policies. Please check your lender’s late payment terms in the agreement.
Credit Score Impact
Lenders may run credit checks to review your financial history. Late or missed payments can negatively affect your credit score. Always borrow responsibly.
Collection Practices
Loan Advance does not take part in collections. Your lender will explain their collection process in your loan agreement. We only work with lenders that follow fair collection practices.
Legal Disclaimer
Loan Advance connects borrowers with lenders or lending partners. We are compensated for referrals, which may affect the offers presented. The APRs, loan amounts, and terms shown on this site are examples only. Your actual loan details may differ.
Some lenders may perform credit checks, and some may be tribal lenders. Tribal lenders operate under federal and tribal law, which may allow higher rates and fees than state-licensed lenders. Always compare your options before accepting an offer.
Important: The owners and operators of this site are not lenders. We do not make credit decisions or broker loans. Any information you provide will be shared directly with lenders or lending partners.
State Availability
Loan rules vary by state. Your loan amount, APR, and repayment term depend on your credit profile, state laws, and the lender’s policies.
Material Disclosure
This website is not a lender, broker, or agent. We only act as a referral service, connecting borrowers with potential lenders. Submitting a request does not guarantee approval, a loan offer, or a specific amount. Short-term, small-dollar loans should not be used as a long-term financial solution.
Loan Renewal Policies
Loan renewal is not guaranteed. Always review the renewal policy in your loan agreement before signing.